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Development of Rural Women Entrepreneurs through Workshop Training

Author Affiliations

  • 1 Chameli Devi Group of Institutions, Indore, Madhya Pradesh, INDIA

Res. J. Management Sci., Volume 3, Issue (2), Pages 15-18, February,6 (2014)


Rural women are increasingly running their own enterprises, yet their socio-economic contributions and entrepreneurial potential remain largely unrecognized and untapped. NGO’s and SHG’s are conducting workshops for training the rural women entrepreneurs to enhance their knowledge, skills and abilities in business development skills so that they can manage their small scale businesses on a more sustainable basis. Rural women entrepreneurs face challenges such as access to credit, lack of access to business and marketing information as well as lack of book keeping skills. This paper aims to increase awareness and understanding of micro credit and micro financing to the rural women entrepreneurs. The data is directly collected from the NGO’s with regards to training. It is the finance that plays a very important role for the development of rural women entrepreneurs. As they do not acquire or possess property in their own names they have to depend on the males, their father, brother or husband for any funds required by them. And in such cases when they approach the banks or financial institutions for funds, they are rejected as they are not in a position of pledging or mortgaging any property as security. And in case if they are granted with any hand loans or smaller loans and if they fail to repay it back within the stipulated time then they face difficulties in applying for any other loans as the bank never considers them as they had failed in the earlier repayment. Hence, the workshops must train the rural women pay back their loans, big or small in a proper way by training them to fix the prices insuch a way that all the expenses are included and when they receive the sales proceeds the percentage of amount must be saved apart to make the repayment of the loans easier.


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