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A conceptual study on emerging challenges towards e-banking

Author Affiliations

  • 1Kalinga University, Atal Nagar, Raipur Chhattisgarh India
  • 2Faculty of Commerce and Management, Kalinga University, Atal Nagar, Raipur CG, India
  • 3ICFAI University, Ranchi, Jharkhand, India

Res. J. Management Sci., Volume 10, Issue (3), Pages 34-39, September,6 (2021)


Banking is the lifeblood of the economy and today’s generation cannot achieve success through traditional banking methods therefore, now it is converted into E-banking. E-banking called to be an Electronic-banking turns into really prominent with the establishment of Information Technology which has provided a banking sector an advanced magnitude of development. The Vast computer network has helped a lot to reconstruct the banking institutions as well as the banking sector. E-banking has upgraded the performance and usefulness of services. It is simple and effective computerized assistance that facilitates running a bank account and accomplish the online activity. It also stiffs various challenges to the administrator and manager. It is a conceptual-based paper. This paper aims to analyze the emerging challenges towards E-banking also the adoption of measure to overcome it. Secondary data has been utilized where information gathered from RBI bulletin, different noticeable journals, newspapers, and some research studies. Technology or automation has now evolved acquainted many people to that range which is going to affect the lifestyle of human’s.


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